How To Buy Your First Home in 3 Basic Steps

Posted by Andrew Fortune on Thursday, October 31st, 2019 at 6:09am. 132,663 Views

There are few things in life as intimidating as buying your first house. The knowledge needed to buy your first home will include learning about several different professional industries; including the mortgage, real estate, inspection, appraisal, title, and insurance industries. This article will give you an in-depth look at the home buying process, and help relieve some of the tension that you may feel as you venture through the home buying process for the first time.

Here's a step-by-step infograph of all the important topics that we will cover in this first-time home buyers guide.

First Time Home Buyer Tips - How To Buy Your First House

Now that we have established a good visual guide to help you through the home buying process, let's dig a little deeper and get into the details involved throughout each step of the transaction. The information below should help you feel more comfortable about your options, and help you approach the real estate market as an informed home buyer. 


In order to purchase a home, you will need to determine how you are going to pay for it. Since this will probably be the largest monetary transaction in your lifetime so far, it's likely you will need to get a mortgage to pay for your first house.

That may seem like common sense, but every Realtor® has had those buyers who send them a list of homes to look at before they have even thought about this step. Yes, it happens. People want to go out and look at homes before they deal with their finances. Looking at homes is way more fun than talking to a mortgage lender. Be smart and talk to a lender before you get started.


First off, you will need to find a mortgage lender who is highly skilled, understands your mortgage options, can communicate clearly, and is easy to work with. You will be communicating extensively with this person(s) over the period of time that you are under contract to purchase a home, so it's important to choose someone who is professional, experienced, and competent.

Most Realtors® can refer a few mortgage lenders to you if you have a hard time finding one. Realtors® are not compensated for these referrals. They refer them out in good faith as a gesture to help the loan close smoothly, with as little drama as possible from the mortgage company. Delayed closings are a nightmare for real estate professionals.

Talk To A Mortgage LenderWhere I work, in Colorado Springs, people tend to prefer local mortgage lenders because they are more accessible and can usually close quicker. Many of our local lenders have underwriters in the same building that they work in. The loan file only goes through a few different people in this scenario. 

The large National mortgage companies are notorious for being difficult to deal with because the file can be passed around by so many people. This makes the chance for a closing delay much higher. Do your research and find a lender with good reviews.

Using a reputable local mortgage lender helps strengthen your offer when you're ready to put a contract on house. I recently had an offer rejected because the seller did not want to work with a national lender. We learned that the seller had just had a deal fall apart after waiting 60 days for it to close. We closed a VA loan in 25 days with a local lender and had no problems.

Experienced agents know that an offer is only as good as the lender's ability to close it. Most agents in Colorado Springs have had some bad experiences with larger national lenders, and they may be hesitant to promote your offer to their sellers due to fear of complications throughout the transaction. It's just something to be aware of.

Don't be afraid of the mortgage preapproval processMany first time home buyers are intimidated to talk to a mortgage lender, so they put this step off until the last minute. In reality, mortgage lenders would love to hear from you and have the opportunity to close a loan for you. A good lender will do everything that they can to help you purchase a home. They are on your side. Don't be intimidated.

Remember that you are paying the mortgage company for their services. You will have closing fees, most likely in the thousands of dollars, which you are paying to your chosen mortgage company for generating your loan. It’s a terrible feeling to work with someone who is nice at first, but turns out to be hard to get a hold of and bad at communicating important details later on.

At the closing table, you will be giving the mortgage company a good chunk of money for preparing your loan. You want to work with someone whom you feel deserves this money. There are some wonderful loan officers out there, as well as some terrible ones. The loan officer that you choose can make or break your home buying experience.


The next step is to determine your price range. This is a crucial step to take before looking at homes online. Be smart when determining how much financial burden you are willing to take on when buying a house. Just because you are approved for a certain amount does not necessarily mean that is your price range.

Look at your finances and determine how much you are comfortable spending per month and work backwards from there. Everyone's lifestyle is different.

Know Your Price RangeIf you have expensive hobbies that you enjoy doing during your down time, and you buy the maximum amount of house that your mortgage company will allow, chances are that you’re going to be strapped for cash when you want to do those extra things. It's known in the industry as being “house poor”. Sure, you may have an amazing house, but you will be financially tethered to it and unable to afford other things in life. For some people, this is okay as they spend all their time at home anyway. Be sure to assess your personal situation and determine where you want to be financially after you have signed the papers for your mortgage.

Knowing your price range is also important when looking at homes online. If you start looking at homes in the $300,000 range, but you are only approved for $220,000, you're going to have a hard time with what you see available on the market when you come down to that price. Every $10,000 increment has different things to offer.

If you start your home search in the price range that you are actually going to purchase a home in, then you will not have to deal with the disappointment after comparing your home to those in higher price ranges. You can work your way up to a higher price range in the future, but start off in the price range where you are going to live right now. This is a much better way to search for a home.


Third, once you have determined your price range and have found the mortgage lender you want to work with, remember to get a copy of your pre-approval letter and have it handy as you go through the process. It's your proof that you are a legitimate home buyer.

Pre-Approved Buyers OnlyAs a Realtor®, I am always impressed by first time home buyers who email me their loan pre-approval letter at the beginning of the process. It shows maturity in how proactive they are as legitimate home buyers.

When you have found the house that you want to purchase and are ready to put together a written offer, your pre-approval letter will need to accompany the offer. If you have not yet received a pre-approval letter, your offer may get held up waiting on the letter; and in a situation with multiple offers, this can be a deal breaker. Since you have already met with and chosen your mortgage lender, go ahead and get this step taken care of right away.

It's important to remember that there is a difference between a pre-qualification and a pre-approval letter. Ask for a pre-approval letter as it is a much stronger representation of your purchasing power. 



This is the part of the home buying process that everyone loves the most. Shopping for a home is fun and exciting, but there are still plenty of hurdles to overcome. The tips below will help you navigate the real estate market and find the right home for your needs.


First, find a good Realtor®. A Realtor® is your greatest asset as a home buyer or seller. They are the most involved professional in your transaction. They coordinate all the pieces of your purchase to make sure that everything is documented properly, on time, and processed correctly. They will also be knowledgeable of local market data that will help to navigate your home buying choices like a professional.

Find a Realtor on GoogleSince most first-time home buyers end up selling in 3 years, it's important to find a home that will build equity. A good Realtor will help you find a home that has resale potential later on. They will show you sales statistics for your area and help you stay focused on areas that hold their values well.

A common mistake for first time home buyers is that they choose to hire the first Realtor® that they meet. This is like rolling the dice on an integral part of your home buying process. 90% of the real estate sold in most markets is sold by the top 10% of Realtors® in that market. The Realtors® in the top 10% of your local market are the ones who you want to work with in most cases. They are the most knowledgable, experienced, and professional. This is why they end up selling so many homes.

If you simply choose the first Realtor® that you meet, chances are 1 in 10 that you are working with a top performing local real estate professional. Family members, local group members, church members, and neighbors are some of the worst places to meet Realtors®. I made this mistake when my wife and I tried to buy our first investment property many years ago. We used a friend, and it was a disaster. Do some research online and find an agent who has a strong online presence with great reviews. Your home buying experience will be considerably better. 


Second: Now that you have chosen a Realtor® and you have your pre-approval letter in hand, it’s time to go find a house. For most people, shopping for a home is much more fun than dealing with financing details or looking for a Realtor®.

Couple Shopping Online for a HouseIf you are not familiar with the area in which you are looking for a home, your first step will be to narrow down your search area. Researching schools, crime statistics, neighborhood amenities, and convenience to shopping are all details that you should spend time analyzing at the beginning of your home search. Once you have narrowed down the area(s) in which you would like to live, you can then gather your favorite listings and make an appointment with your Realtor® to show them to you. It’s best to only look at 5 or 6 a day, because all of the details tend to get jumbled when you see too many homes at once.

It's common for first time home buyers to choose the best homes on the market within their price range, view them right away, but feel unsure about making an offer on one until they have seen 20 more homes in person. Just be aware that the first handful of homes that you choose are probably the best ones on the market, and will have the highest competition from other buyers.

It’s okay if you’re not ready and need to see more homes. Just be aware that this is a common reaction when you look at homes for the first time, and remember that it comes with possible negative consequences. This is even more critical in a seller's market, where homes can go under contract in a just a day or two. Your favorite home may be gone before you have had a chance to make up your mind. 

Another common scenario is the realization that homes usually look different in person than they do online. After months of shopping for homes online, it can be disorienting to look at homes in person. I often have buyers send me 2 homes and say “we know that this first one is the one we want”. Then, when they get to see the property in person for the first time and it looks and feels completely different than expected. Be ready for this experience, it's very common.

I advise looking at homes based on the criteria of the property details first, not the pictures. If a home meets your search criteria but has ugly photos, you should still look at it. It may be the perfect home for you, but is just poorly presented online and listed by an agent who is not very skilled with marketing properties to their highest and best presentation.


Third: Once you have processed through all of the homes that you are interested in, and have found the home that you like the most, it’s time to move on to the next step: writing a sales contract and negotiating the deal. This is where all of the details of the transaction are documented and signed by both parties through written contracts.

Negotiate a Sales ContractThe competency of your Realtor® will play a major role in your success through this process. If you have an experienced real estate agent who has written hundreds of sales contracts, you should be in good hands. Make sure that you take your time and ask any questions that you may have. There are no dumb questions during this stage of the home buying process. 

A common first-time home buyer mistake is to try and submit a low-ball offer on their first deal. As a new buyer in the real estate market, you may feel as though you are entitled to a great deal. This is possible, but great deals do not usually happen unless you are buying a distressed property. No one gives anything away in real estate. In Colorado Springs, our list price to sales price ratio is over 99% right now. That means that a lowball offer of 90% lp/sp would be way off track if the home is priced at market value and in good condition.

Once you have presented an offer, agreed upon all of the terms of the contract and both parties have executed the contract, you will now move onto the home inspection process. As a home buyer, you will be responsible for hiring a 3rd party home inspector to make sure that there are no major issues with the property.

Hire a Home InspectorYour Realtor® will most likely have a list of local home inspectors with whom they have worked with and can recommend, if you need a reference. They should not be affiliated in any way or compensated for this referral. Once your inspection has been performed, it is likely that you will receive an inspection report which makes the property look like it is falling apart. Don't freak out! It's the job of the inspector to find every possible problem that they can. Even brand new homes can produce lengthy inspection reports. Your job is to find the important issues with significant monetary value and determine whether or not you would like to ask for repairs on these items.

This may not be the last negotiating conversation that you have with the sellers, so keep that in mind as you work through the list of items that you want repaired or replaced on the property. You don't want to sour the deal by asking for 50 nit-picking items to be fixed before closing. Problems like water damage, AC/heating repairs, and broken appliances are common issues to have repaired by the sellers before closing. Asking for smoke detector battery replacement, new light bulbs, small nail hole sheet rock repair, or replacing cracked light switch plates are examples of items that can make you appear difficult to deal with, and may leave a bad impression with the sellers.

Remember, the property still has to be appraised at value for the deal to continue to closing. If the appraisal comes back under value, you will have to negotiate a solution with the sellers to make the deal work. If you have bothered the sellers with a list of frivolous items to take care of before closing, they may be more difficult to deal with if you have appraisal issues or delayed closing deadlines during the rest of the transaction. Just deal with the big inspection issues that have a legitimate monetary value, and you will be more likely to have successful negotiations.



Now that you have done all the work of obtaining financing, finding a Realtor®, finding a home, and negotiating the deal, you are on your way to the finish line. There are only a few more details to cover to get you through the home buying process and into your new home.


First, make sure that your mortgage company and title company have all the relevant documentation and information needed from you to close the transaction. Your Realtor® should be communicating with all parties involved to make sure that the transaction is being coordinated properly, but don't count on this to happen. Make sure that you are proactively communicating with everyone to protect the deal from falling apart.

Get Your Documents to the Mortgage and Title CompanyIncompetent Realtors® and mortgage brokers wreck deals all of the time in this business. If you have a good Realtor®, mortgage broker, and closer at the title company, your deal will go very smoothly and without any issues. On the other hand, if you have an incompetent real estate professional involved in your transaction, they may sabotage the whole deal.

Your sales contract will have dates and deadlines that have to be met on time in order for the deal to maintain legality. If you have a contractual closing date and your mortgage lender needs another week or two to close, the sellers have the right to keep your earnest money and put their house back on the market if you cannot close by the date on the sales contract. This does happen. Make sure that you are watching the dates and deadlines, and are in communication with the parties involved to ensure that your closing is on track.


Next, once you are a week or two from the closing date and everyone involved in the transaction has confirmed that it will close on time, you should schedule your final walkthrough and closing time. A final walkthrough is a standard practice of walking the property before closing to make sure that there are no new major issues with the property that would prohibit you from purchasing the home.

Schedule your final walkthrough and closingIf you agreed in the contract that all the appliances would stay with the home and you notice during your walkthrough that all the appliances have been removed, then you would need to resolve the issue before closing, or cancel the closing and seek legal advice on how to resolve the issue. It is best to schedule the final walkthrough at least 24 hours before closing, to allow time for any issues that need to be worked out. If you schedule your walkthrough an hour before your appointment with the title company, you may not be able to work these issues out in time. I have never had a final walkthrough go bad, but it does happen, so be aware of this.

In Colorado Springs, buyers and sellers usually meet at the closing table together and sign all of the docs in the same room. This allows time for any specific questions to be asked between the buyer and the seller. If you had a bad experience during the negotiations, and you do not want to meet with the sellers at closing, you may be able to choose to close at a different time in order to avoid having to deal with them in person.


The Grand Finale: As the buyer, the majority of the papers to be signed at closing will be yours. Be prepare to sign a stack of papers covering all aspects of your home purchase. The majority of the documents are generated from your mortgage company.

Get the keysIf you are purchasing a government foreclosure (VA, Fannie Mae, Freddie Mac), you will have even more papers than the average closing. Most closings take about an hour. Once you have signed all of the papers, the title company will submit the papers to the mortgage company, and the mortgage company will then send the funds to complete the transaction. Some of our local lenders will fund the loan before closing and you can receive the keys as soon as you are done signing papers.

Most of the national banks will require a few hours to fund the loan. If you have a late afternoon or evening closing, the loan will not fund until the next business day. This means that you will not be entitled to the keys until the next day, so plan accordingly. Once the loan has funded, you will receive the keys and be the proud owner of your first home!

Final Thoughts

How It Feels To Buy A HomeAfter reading through all of the points above, you may be intimidated. Don't worry; it's often easier than it sounds. Your Realtor and mortgage lender will keep you on track and walk you through each one of these steps. They make the process much more manageable.

Buying your first house is one of the most exciting things that you will ever do. Be sure to remember to enjoy it when you finally close!

As a first time home buyer, your main concerns should be as follows:

  • Deal with your finances first.
  • Stay within Your Budget.
  • Make sure you choose a property that will have equity and resale potential for your future security.
  • Make sure you are wise in choosing a good loan officer and Realtor® to guide you through the home buying process.
  • Do your research and get answers to all your questions throughout the transaction.
  • Take your time and don't rush into anything that you are not sure about.



Andrew FortuneHi! I'm Andrew Fortune, the founder of Great Colorado Homes and the creator of much of the content on this website. Thanks for taking the time to read this article. Please feel free to share this article with someone who might benefit from it. I appreciate your time here on this site and am always open to suggestions and ideas from our readers. Feel free to leave a comment in the box below.


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72 Responses to "How To Buy Your First Home in 3 Basic Steps"

Jay Lieberman wrote: Wow! Amazing layout, great infographics and extremely informative. Great list of references such as Bill and Joe. Really great points and people can skim to where they need to. Found you over on G+ in a great article. Thanks

Posted on Wednesday, November 26th, 2014 at 10:37am.

Ashlee wrote: Love the article and was going to email to a couple active buyers. The only thing I don't like is the part about choosing a Real Estate Professional. Since I'm new in the business, I may not have the 'great reviews' yet but probably work harder than the top 10% Realtors in that marker. If that part wasn't in there, I'd definitely send it out to every First Time Buyer I came across!!

Posted on Thursday, December 11th, 2014 at 8:58pm.

Fame Douglas wrote: Wow. Between the graphics, and the information, this article is awesome! Great read. And you're right: starting with a mortgage lender is the best place to start. I talked to a local one ( and it made the process so much easier.

Posted on Wednesday, January 14th, 2015 at 1:15pm.

Amelia wrote: Awesome info-graphic for the most common questions I am ever asked! Thanks for sharing!

Posted on Monday, February 2nd, 2015 at 12:49pm.

OWNit Conveyancing wrote: This is very impressive. Great content! I also advice buyers to get a good conveyancer. This will ensure a smooth process through to settlements.

Posted on Sunday, February 8th, 2015 at 10:25pm.

Eugene Dean wrote: There really is a wealth of information here. Thanks for sharing your expertise. I like how "finding a real estate agent" wasn't the number one item on your list. It makes trusting your article much easier. My wife and I are looking for a new home, and we are trying to get a copy of our pre-approval. This is a very exciting time, but I want to make sure that we don't make any foolish mistakes.

Posted on Tuesday, March 24th, 2015 at 6:43am.

Ryan Fitzgerald wrote: Love this post and infographic! Helpful information for first time home buyers!

Posted on Monday, May 11th, 2015 at 5:36pm.

Nora Moore wrote: That's true that it can be very intimidating to buy a home. On the other hand, it can be very exciting. I would definitely talk to a mortgage lender before looking at homes. It is a waste of time if all those homes end up being outside your price range.

Posted on Wednesday, May 13th, 2015 at 7:20am.

Marieza van Jaarsveldt wrote: Andrew, your articles are great! We are from South Africa and would like to relocate to Colorado Springs in the near future. We have purchased a few houses here over the years, but obviously we haven't got a clue how things work over there! So far all my questions have been answered right here. Thank you!

Posted on Saturday, May 16th, 2015 at 12:50pm.

Andrew Fortune wrote: Marieza, thanks so much for your comment. To hear you say "So far all my questions have been answered right here" is one of the best compliments anyone can give me. It's the reason I put so much effort into this blog. I'd love to help you find a home here in Colorado Springs. Just let me know when you're ready. I'm here to help!

Posted on Sunday, May 17th, 2015 at 12:18pm.

Drew wrote: I love how you gave real advice and not just the usual run around for tips. Get a budget and then find a home you love. Thanks for sharing this!

Posted on Friday, June 19th, 2015 at 12:25pm.

Stephanie Smith wrote: My husband want to get a modest house, something below our means. I'd prefer not to go with something in the highest range of our budget, and we could pay off the house quicker with a shorter mortgage. I don't know a lot about real estate, and I'm lucky to have a husband that's researched on it, but I'd like to learn more myself. Thanks for sharing, this definitely gave me some insight :)

Posted on Tuesday, August 11th, 2015 at 7:15am.

Mike Toste wrote: Beautiful infographic Andrew! I'm a big fan of your website! You are definitely doing it right. Keep up the good work.

Posted on Wednesday, September 9th, 2015 at 1:03pm.

Akaash Verma wrote: Great post. I believe that an educated buyer makes a better decision to buy their first house.

Posted on Tuesday, September 22nd, 2015 at 3:47am.

Stacey Dawson wrote: I love the way how you gave real advice and not just the usual tips. Thanks for sharing the news that realtors in the top 10% of your local market are the most knowledgeable, experienced, and professional.

Posted on Wednesday, September 30th, 2015 at 11:27pm.

Samuel Lopez wrote: buying a house for the first time might seem an easy thing, but it takes not only investment but also a lot of courage and research to know the available house for sale on the locations you want. Importantly make sure that before buying a house you really know what you really want, .it took me a long time to finally decide on the house that i really want using the online property portal at philippines, the what matters is that I made a great decision ,there's so many houses out there different on its own so when you buy a house , make a decision that you will not regret later in the future. :)

Posted on Friday, December 4th, 2015 at 1:00am.

geoffrey clark wrote: Hi Andrew,
Thanks for the breakdown of purchasing first home in chronological order. The visual was excellent and very helpful in showing the steps.

Posted on Wednesday, January 20th, 2016 at 10:27am.

Alex Trodder wrote: I'll be looking to buy my first home in the next few years. I've heard that something that is really helpful to make sure that you buy a home you will love is to get a home inspection before you make an offer, even if it is a brand new home. This way you can know of any potential repairs or issues with the property. This information can also help you with the negotiation phase. Thanks for your overview of the home buying process.

Posted on Wednesday, February 3rd, 2016 at 1:37pm.

Maggie Allen wrote: Wow, this is such a great guide on buying your first home! My husband and I will definitely be following this, especially on the first and second steps. Right now, we don't have a lender or a real estate agent, so we should probably find them first before doing anything else. We will also be sure that we find an agent we enjoy working with. Since we plan to look at a TON of houses, we want to be sure that it is as fun for us as possible! Thanks so much for all the great advice!

Posted on Tuesday, February 23rd, 2016 at 9:44am.

Sarah Smith wrote: My husband and I are looking at buying our first house. Thanks for the advice about how the home look different in person than they do online. Since were buying from far away we'll have to take that into consideration as we look at houses online.

Posted on Tuesday, May 10th, 2016 at 3:04pm.

Kenneth Gladman wrote: I like your advice on picking a price range and sticking with it. It can be easy when you are shopping for homes to fall in love and buy out of your budget. The best idea for me is to alert whoever you are working with your range and don't even look at homes outside it.

Posted on Friday, May 13th, 2016 at 4:40pm.

Claudia Sarmiento wrote: Great post, I really liked the way you have explained the whole process with the help of Infographic.

Posted on Wednesday, June 15th, 2016 at 4:30am.

Marie Watson wrote: Andrew, thanks for putting some tips together for buying a home. You make a great point about how important it is to make sure your finances are in order. I would think that it is important to make sure you know what your credit score is and pay off any debt you might have. My husband and I are thinking about buying a home in our area, so we will have to make sure we speak with a real estate agent about our options.

Posted on Thursday, June 30th, 2016 at 7:56pm.

Kendall Everett wrote: Planning how much home you can afford before you begin shopping is a great idea. If you know how much you are comfortable spending before you start looking at homes, that will help you look at only the homes you can afford. It may help to get an average utility cost for the size of home you are looking at so you know how much to budget for that.

Posted on Monday, July 18th, 2016 at 12:46pm.

Andrey Sokure wrote: This is absolutely a full and complete guide for first time buyers. I appreciate your hard work to write this amazing post. Truly a recommended post with no doubt.

Posted on Tuesday, July 19th, 2016 at 2:46am.

Jade Brunet wrote: My sister will soon be buying her first house. I am looking for information that will help her in this process. Thank you for the tip about setting a price range. There are so many different variables that go into choosing a house and if this decision is predetermined, I think things would go a lot smoother.

Posted on Monday, August 1st, 2016 at 11:52am.

Kendall Everett wrote: I loved your tip to start looking for a home in the price range that you can afford. Like you mentioned, if you are only looking in what you can afford, that will help you avoid any disappointment. Having someone search for homes with you would be a good way to stick to your budget.

Posted on Thursday, August 4th, 2016 at 2:47pm.

We Buy Houses Fresno wrote: Thanks for the informative tips. Very helpful post.

Posted on Friday, August 5th, 2016 at 4:58am.

Roden Maclain wrote: I was little confused to buy house now to all my doubts have been cleared up after reading this you have very best explained about how to buy Your first House,

Posted on Saturday, August 6th, 2016 at 7:18am.

Lauren Woodley wrote: I definitely agree it's best to talk to a mortgage lender first. This way you can know right off the bat what type of financing you can get and then you can create a practical budget for yourself. This really sets the foundation for the rest of the home buying process. So, finding a lender who is professional and can help you understand the finances and your needs will help you to be more successful. Thank you for sharing!

Posted on Monday, August 8th, 2016 at 11:23am.

Kendall Ryder wrote: Knowing what you can spend on a home is a good idea. Setting the budget ahead of time can help you to look for homes that are within that budget. If you start looking at homes that are not in your price range, you may start rethinking the budget! I don't think you want to buy a home you can't afford!

Posted on Tuesday, August 23rd, 2016 at 11:43am.

Travi Shong wrote: Know your neighborhoods. There are a lot of components to consider while seeking your optimal neighborhood including school locale, charges, crime rates, and future improvement plans. Having a good real estate broker is important, and conversing with neighborhood residents can be useful too.

Posted on Monday, September 5th, 2016 at 6:20am.

Zequek Estrada wrote: The idea that first-time homebuyers should get a great deal probably comes from the fact that most first timers for just about everything get a good deal. It's basically wired in use that we should get something amazing. However, it seems that isn't true when it comes to investing in real estate.

Posted on Thursday, September 8th, 2016 at 2:34pm.

Shilo Zitting wrote: If you are considering a condo, a warrantable condo will get you access to lower mortgage rates than a non-warrantable one because warrantable condos are lower risk to the bank.

Posted on Thursday, September 22nd, 2016 at 7:27pm.

Opgny wrote: This is really the best blog on real estate!

Posted on Monday, September 26th, 2016 at 3:09am.

Allan Foglio wrote: I think that your article has some new ideas. Nice job.

Posted on Saturday, October 15th, 2016 at 4:15am.

Luke Yancey wrote: I've really been stressing about this process. Thank you for making it so much clearer and concise. I will make sure to start by finding money and fixing my credit. After that, I will talk to a mortgage lender!

Posted on Tuesday, October 18th, 2016 at 7:31am.

Johnny McCarron wrote: I'm thinking about what I need to do in order to prepare for buying a home. As you said, it is important to find the money. But, I don't have much of it and I really need to save better. How much would you suggest spending on a new house?

Posted on Tuesday, October 25th, 2016 at 5:55pm.

Jenna Hunter wrote: It never occurred to me to be smart when determining how much financial burden you are willing to take on when buying a house. That was fantastic to learn! I will keep that in mind when meeting with a real estate agent!

Posted on Thursday, December 8th, 2016 at 7:21pm.

Cindy Tesler wrote: I completely agree that when you're thinking about buying a house, you should already know how you're planning to pay for it. More specifically you said that this might seem like a common sense thing, but there are home buyers that don't think about this until after they look at the house. I think it's a good idea to choose a real estate agent that has experience in selling homes in your potential new neighborhood.

Posted on Wednesday, December 21st, 2016 at 4:17pm.

olivia nelson wrote: I agree that you need to determine your price range when looking to buy a new home. I would image that establishing a budget and sticking to it would be really helpful. I'm looking for a new home to buy so I'll have to work out my price range first.

Posted on Wednesday, December 28th, 2016 at 5:25pm.

Foster Smith wrote: Great Tips for all new home buyers! You have put together a very thorough and comprehensive list. Buying correctly is so very important for first time home buyers and vital for them so they can make a profit when they go to sell.

Posted on Wednesday, January 11th, 2017 at 4:48am.

Zequek Estrada wrote: Andrew, you made some great points, especially when it comes to making sure to do your research. Another thing to take into account is your thoughts about neighbors. That's something that didn't occur to me until a friend mentioned it. It changed a thing or two about my housing options.

Posted on Thursday, January 12th, 2017 at 11:37am.

Sarah Smith wrote: My husband got a new job and now we need to move and find a new house. It's a good idea to obtain a copy of your pre-approval so as to prevent getting help up and possibly losing the house. It would also be smart to make sure that you create a list of needs that you need in a house. That way, you don't settle for less and get a house that you love.

Posted on Friday, January 20th, 2017 at 10:01am.

Dave Adnerson wrote: I am going to get married soon and I am looking for homes to buy. However, the more I look into buying a house the more daunting the task seems. I agree that it is important to have a price range and to make sure that I am approved for a mortgage. I thought that buying a house without a real estate agent might be cheaper, but after reading I understand that it will not only be cheaper with a real estate agent but that it will also make the process a lot smoother and more stress-free.

Posted on Tuesday, January 24th, 2017 at 12:16pm.

Georgia B wrote: I'm glad you specify the importance of finding a realtor that you enjoy working with! You want the experience of buying your first home to be a pleasant one overall. Your real estate agent will have a big impact on that, so make sure you find one that is easy to communicate with that you can trust to come through on your needs.

Posted on Wednesday, January 25th, 2017 at 1:48pm.

Johnny McCarron wrote: I really like your advice. I think that many people don't understand what they are looking for when they are trying to find a good home.

Posted on Friday, February 10th, 2017 at 2:59pm.

Rachel Lannister wrote: Thank you for the super informative read. I'm looking to buy my first home, and thought it might be wise to look at what the internet suggested to do when buying a house. You wrote that you shouldn't just choose the first real estate agent you meet, but instead consider a couple different agents, and choose the one you feel the most comfortable with. I'll have to start calling up local real estate agents who are familiar with the area, to ensure I get some terrific assistance. Thank you very much for this article!!!

Posted on Thursday, February 16th, 2017 at 1:42pm.

Jade Brunet wrote: I like what was said about being smart when determining how much financial burden you are willing to take on when buying a house.

Posted on Wednesday, March 1st, 2017 at 3:24pm.

John wrote: The article mentions that you should speak with a mortgage lender when looking to buy real estate in order to determine what you can afford. It also mentions that some buyers feel intimidated at talking to a lender. What tips would you give for someone like myself who is nervous about what to expect when speaking with a mortgage lender?

Posted on Tuesday, March 14th, 2017 at 1:07pm.

Philippa Jolley wrote: Nice post, Thanks for sharing this unique and valuable information.

Posted on Wednesday, March 15th, 2017 at 12:46am.

olivia nelson wrote: I agree that when you are looking for a real estate agent you would need to find someone you enjoy working with. It would seem that whatever you need them for, things would go much more smoothly when you enjoy working with them. I'm in need of a settlement agent to help with a bit of a land dispute so I'll have to find someone who I like working with to help me out.

Posted on Monday, March 20th, 2017 at 3:47pm.

Leviticus Bennett wrote: I really appreciate your guide to buying a home; I'm not experienced in buying houses. I'm getting married this year and plan to buy a home soon after. I'll be sure get pre-approved and follow all of the steps listed.

Posted on Thursday, April 6th, 2017 at 10:38am.

Ridley wrote: You have a great infographic for buying a home. I wasn't aware that talking to a mortgage lender and getting pre-approved was the first step. When my wife and I decide to buy our first home, I'll remember that.

Posted on Friday, May 19th, 2017 at 9:12am.

Jade Brunet wrote: My nephew and his wife are looking to buy their first home and are not sure where to start in the process. It is good to know that a realtor is your greatest asset as a home buyer or seller. It would be great to know that the realtor will coordinate all pieces of your purchase to make sure everything is documented properly. I will tell them to look into this.

Posted on Thursday, June 8th, 2017 at 10:13am.

Jon O'Connell wrote: I'm looking to read more blogs from you.

Posted on Sunday, June 11th, 2017 at 12:51am.

Rachel Lannister wrote: Thank you for the marvelous blog. In it you mentioned that you shouldn't try looking at too many homes at a time, as it can be hard to remember all the details about a house. My brother and his wife are planning on buying their first home and asked me for some good advice. I'll advise they only go see the homes that really interest them, so that they can focus on getting a home with the aspects they find most important.

Posted on Friday, June 23rd, 2017 at 12:16pm.

Annika Larson wrote: My husband and I are recently married. We are looking to buy our first home, and we want to make sure that we know what to expect in this process.

Posted on Monday, July 3rd, 2017 at 2:16pm.

Amanda Drew wrote: Wow, your guide is really comprehensive. Thanks for letting me know that the house inspection will make it seem like the home is falling apart, but that it really is just the inspector's job to find all of the problems. My husband and I are tired of renting so we want to get our first home. This guide will really help as we find properties for sale.

Posted on Friday, July 7th, 2017 at 3:41pm.

Harper Campbell wrote: It's good to know that when it comes to buying a first house that there are somethings that we need remember so that we will make the process go smoothly. I am glad that you mentioned that one thing we need to do is supply all documents needs by the mortgage and title company, so that there won't be any issues once we go into close on one. My husband and I are wanting to move out of our apartment and into our first house, and this is something that will really help us out.

Posted on Wednesday, September 13th, 2017 at 9:49am.

Jay Jorgenson wrote: I think it's key to find a realtor that you enjoy working with. It can take a while to find the right home and you want to enjoy the journey. Some realtors just don't take the time needed to connect with their clients to make the experience an enjoyable one.

Posted on Wednesday, September 27th, 2017 at 8:40pm.

Tiffany Locke wrote: I like your advice to find some listings that you like as well as setting up an appointment with your Realtor once you've narrowed down your areas. Making sure your agent has experience in the area would probably be important as well in order for them to be able to find the best real estate for sale that matches your requirements. When choosing your Realtor, it would probably be a good idea to research the different options and talk to them in order to make sure you're comfortable around them so you can ask them questions and be willing to talk to them about your findings.

Posted on Wednesday, September 27th, 2017 at 9:31pm.

Deb wrote: My husband and I would really like to buy a home, but we are intimidated by everything we have to do. We have been thinking about going and looking at homes before we set up a mortgage. We should probably make sure we know exactly what our budget is before we go house hunting. Thanks for the tips!

Posted on Wednesday, October 4th, 2017 at 9:03am.

Bobby Saint wrote: I totally agree that you should determine your price range before planning to buy your dream house. You would be able to trim down your choices if you very well know which ones would fit right within your budget. You obviously wouldn't also want to overspend. If I were to buy my own house, I would definitely take this into consideration. Thanks.

Posted on Monday, October 16th, 2017 at 11:49pm.

Sharon Wilson Smith wrote: I appreciate your post about buying houses. I agree that you must determine your price range because this will affect your financial capability after. My husband and I have been together for 3 years now but this the first time that we'll be buying a house on our own. I want to make sure that we'll be comfortable with the finances even after buying a house so your blog absolutely answers my question.

Posted on Monday, October 23rd, 2017 at 10:55pm.

Ridley wrote: Thanks for the great tips for buying a home. I like how you said the first step should be about the money, and talking to a lender. We haven't done that yet, but really want to buy a home next year.

Posted on Wednesday, October 25th, 2017 at 7:25pm.

Becca Holton wrote: I'm grateful that you pointed out how a real estate agent is your greatest asset to both a buyer and seller. I've been feeling like it's time for a fresh start, so moving into a new home house like a good idea. I was planning on doing everything myself but it sounds less stressful to hire an expert.

Posted on Tuesday, November 7th, 2017 at 3:38pm.

Ivy Baker wrote: This is really good information about buying a home. I have been thinking about buying my first home for a while now. So, I liked that you explained that I need to do a final walkthrough before I sign. That does seem like a good thing for me to be aware of as a first time home buyer.

Posted on Monday, November 20th, 2017 at 8:27pm.

Silas Knight wrote: You have some great tips for buying our first home. My wife and I are ready to move out of our apartment, so this is perfect for us. We'll take your advice and talk to a mortgage lender first off!

Posted on Friday, December 15th, 2017 at 2:40pm.

Latoya Anderson wrote: What really got my attention was how you said that by hiring a real estate agent, you can get an assurance that everything in your real estate transaction is going to be completed and processed correctly since they coordinate all the pieces of your purchase. I will make sure to take note of what you said because my husband and I are planning to buy a new house. We're both busy working, so we're looking to have a stress-free transaction by hiring a real estate agent that can take care of the buying process. I will make sure to consider all your tips. Thanks!

Posted on Thursday, February 8th, 2018 at 9:30pm.

Lillian Schaeffer wrote: I appreciate your suggestion to determine your price range when buying a house. My husband and I are planning on moving out of our apartment and into our first home. We'll definitely have to set an estimated range of prices so we only look at houses we can afford.

Posted on Wednesday, February 28th, 2018 at 11:37am.

Taylor Bishop wrote: Thanks for going over some tips for getting a new house. I'm glad you explained in the article that you should try to research the area of a home you may be interested in and learn about the amenities and schools that are nearby. it seems like it's really important to do this, especially if you can begin to imagine what it would be like to live there.

Posted on Thursday, March 1st, 2018 at 12:24pm.

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